AI Pricing Explained
Credits, quotas, tokens and effort-based billing, translated into what you actually pay. One page per app: the rates the vendor publishes, the arithmetic they leave you to do, and a straight answer on who should buy it.
For the whole picture of who changed what and when, see the AI Billing Watch.
GitHub Copilot
3.5 cyders$10/moFlat premium requests became token-metered credits. What does that mean for your bill?
Worth it if: You want completions and occasional chat inside an editor you already use, and your employer is paying the seat.
Cursor
3.5 cyders$20/moThe $20 plan became a credit pool billed at API rates. What does that buy?
Worth it if: You do agent work daily, want the best agentic editor available, and you set a spend cap and pay monthly.
Notion AI
2.5 cyders$10/moThe AI is included, and then it is billed by the credit. Which is it?
Worth it if: Your team already lives in Notion and you want AI where the documents are, with the credit spend budgeted separately from seats.
Descript
2.5 cyders$16/moTwo separate meters, media hours and AI credits. Which one runs out first?
Worth it if: You publish regularly, editing by transcript saves you real hours, and you treat it as month to month.
Synthesia
4 cyders$19/moMinutes became credits. Here is the conversion nobody puts on the pricing page.
Worth it if: You are corporate L&D producing training in many languages, where the alternative is a studio, a presenter and a reshoot every time policy changes.
Gamma
2.5 cyders$9/moThe free tier looks generous until you learn it never refills.
Worth it if: You present in the browser, share a link rather than a file, and want a good-looking deck faster than PowerPoint allows.
Canva Magic Studio
3.5 cyders$12/moCanva stopped publishing a credit number. That is the story.
Worth it if: You are a non-designer who needs acceptable output fast, and Canva is already how your team makes things.
Zapier AI
3 cyders$20/moYour automations did not change. Why did the bill triple?
Worth it if: You are connecting systems that genuinely have no other bridge, and you audit which model tier each AI step uses.
Replit AI
2.5 cyders$20/moEffort-based pricing means the same prompt costs different amounts. Here is why.
Worth it if: You are prototyping, learning, or building something small with no local setup, and the speed from idea to running app is worth a variable bill.
Adobe Firefly
3 cyders$9.99/moGenerative credits, standalone plans, and the safety claim you are paying for.
Worth it if: You need the commercial indemnification and you have read the actual terms rather than the marketing that summarises them.
Claude (Anthropic)
4 cyders$17/moTwenty dollars, and then a wall on Thursday afternoon. How the limits really work.
Worth it if: You write, edit or code and the output quality is the job. It is the best of the mainstream assistants at all three.
Windsurf (formerly Codeium)
2.5 cyders$20/moCredits are gone, quotas are in, and old subscribers pay a different price to new ones.
Worth it if: You want a capable AI editor without paying, or you are grandfathered on an old price and it still works for you.
Every price on these pages is read from our catalog, where it carries the date we checked it against the vendor's own pricing page. We do not estimate your usage: the arithmetic here works only from rates vendors publish, because a made-up average costs you more than no number at all.